body {
	font-size: 12px;
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	background-image : url(images/back.gif);
}

h1 {
	font-size: 16px;
	padding-left: 15px;
	color: navy;
	margin-top: 35px;
	margin-bottom: 8px;
	font-weight: 600;
}

h2 {
	font-size: 14px;
	font-weight : 600;
	color: navy;
	padding-left: 15px;
	margin-top: 5px;
}

h3 {
	font-size: 13px;
	margin: 25 0 12px 0;
	color: navy;
}

td, div {
	font-family : Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size : 12px;
	line-height: 145%;
}

ul {
	margin: 0 0 0 4em;
	list-style-type: none;
	list-style-image: url(images/bullet.gif); /* */
	line-height: 150%;
}

a:link {
	color: navy;
	text-decoration: underline;
}
a:visited {
	color: navy;
	text-decoration: underline;
}
a:hover {
	color: Maroon;
	text-decoration: underline;
}
a:active {
	color: navy;
	text-decoration: underline;
}

hr {
	width: 90%;
	color: #0074AD;
	height: 1px;
	text-align: center;
}